Low-income Households: Get Financial Assistance to Renovate or Purchase a Home

in News by

Kingston City Hall

There’s still time for eligible homeowners in Kingston and County of Frontenac to apply for a ‘forgivable loan’ of up to $10,000 to go towards making repairs that are needed to allow them to stay in their homes.

Until April 21st, eligible residents may also apply to receive down payment assistance of up to 5% of the purchase price of a home.

Both the Kingston-Frontenac Renovates program and the Home Ownership program are delivered by the City of Kingston and funded by the province and by the City. Since 2007, the programs have supported 266 households and dispensed over $2 million in grants and loans. Both have assisted 29 households – 21 in the County and 8 in the City – for a total of $260,000 in 2016.

“These are just two of the programs offered by the housing and social services department to assist households in maintaining or acquiring a home, which supports one of City council’s priorities to increase the number of affordable housing units in the community,” said director, housing and social services, Sheldon Laidman in a release.

Kingston Frontenac Renovates provides up to $3,500 in grants for accessibility improvements, or forgivable loans of up to $10,000 towards repairs so eligible homeowners can stay in their homes. These funds will be allocated on a priority basis.

The Home Ownership program is meant to assist low-to-moderate income renter households in purchasing affordable homes by offering down-payment assistance in the form of a ‘forgivable loan’. Funds for this program are allocated on a first come first serve basis.

Residents wanting to apply can contact the housing and social services department at 362 Montreal St. by phoning 613-546-2695, ext. 4949 or emailing housing@cityofkingston.ca.

Eligibility requirements and applications are available on the City’s of Kingston’s housing page.


Photo: Wikimedia Commons (Laslovarga)